Our executive benefit practice assists companies with the evaluation, design, funding, and administration of non qualified programs. The programs are excellent tools to assist the successful company in attracting, retaining, and rewarding your most important asset - your key people. Our goal is to enhance the value of our clients business, by properly designing and financing various executive benefit programs.

  • Supplemental Executive Retirement Plans (SERP)
  • Excess Benefit Plans - Makes the executive whole for restrictions imposed upon them under qualified plans
  • Deferred Compensation and 401(k) Excess Plans
  • Executive Long Term Care Programs
  • Golden Handcuff Programs
  • Wealth Transfer Funding
    • Wealth transfer funding involves a coordinated effort with your legal and accounting advisors to facilitate an orderly and economical transfer of personal assets from one generation to the next.
    • Our focus in this specialty is to evaluate, design, install and administer the funding necessary to insure an orderly and economical transfer of ones assets to the desired party. We accomplish this by using specially designed life insurance products which assist you in meeting your estate planning needs.
  • Business Succession Planning
    • Business Succession Planning incorporates the use of specially designed corporate priced life insurance products to meet the unique needs of businesses and their owners. We provide consulting and products to assist businesses with:
    • Design and funding of Business Succession Plans
  • Key employee evaluation and funding
  • Debt collateralization life insurance coverage
  • Specialized disability programs for key employees and business buyout funding
  • The use of custom life insurance products to fund many kinds of corporate liabilities. Examples include: ESOP liabilities, VEBA unwinds, and supplemental employment agreements.